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Top three ‘most affordable’ dog breeds you can own


Experts at Compare The Market found that some dog breeds cost far less to raise than others over their lifetime. Topping the list is the ever-energetic Jack Russell Terrier, whose lifetime costs sits at £10,973.

“Its small size and longer lifespan contribute to these lower costs,” the money team at Compare The Market revealed, with grooming needs priced at £116 and food at £333, annually. Hot on its heels is the charming Miniature Dachshund, taking second place with lifetime costs of £11,337.

While the initial purchase price can be as high as £1,000, the Miniature Dachshund’s compact frame means yearly food bills hover around £317 – and insurance costs about £167.

However, the breed’s predisposition to spinal issues makes comprehensive insurance a must. Still, for many, the Dachshund’s personality and size make it a practical choice. The trade-off between cost and care is something owners should weigh carefully.

In third place, the plucky Border Terrier rounds out the list of affordable dog breeds. With lifetime costs of £12,284 (or £848 a year), these hardy companions are praised for their low-maintenance needs.

Grooming, due to their wiry coat, averages £160 annually, and food bills remain reasonable.

“They’re a budget-friendly choice for dog owners,” said the experts. Adoption fees for this breed are modest too, typically around £700.

But for those eyeing larger dogs, be warned: Great Danes take the crown as the most expensive breed to own in the UK, with lifetime expenses soaring to an eye-watering £44,311.

Their enormous size translates into substantial food, vet and insurance costs throughout their shorter lives. While undeniably majestic, these gentle giants are not for the faint of wallet.

So, if you’re after companionship without financial strain, sticking with a small breed might be the smarter move.

Plus, it’s very important to make sure your lifestyle is compatible with having a dog. 

The UK’s largest dog welfare charity, Dogs Trust, said 10,151 dogs were rehomed back in 2022, but this is a continuous problem.

With around 1,750 dogs in the charity’s care at any time, the average amount of time dogs stayed with the charity was 46 days. 

If you are thinking of getting a new dog, it might be worth considering adoption from a dog charity. 

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